Sr. Manager - Loan Portfolio & Revenue (R14333) at Oportun · LumiJobs

Responsibilities

We’re looking for a Senior Manager, FP&A – Loan Portfolio & Revenue to own and evolve Oportun’s revenue forecasting and lending portfolio planning capabilities. You’ll build and improve sophisticated financial models, translate complex operating and credit trends into clear insights, and help senior leaders understand the risks, opportunities, and drivers behind long-term business performance.
This role sits at the intersection of FP&A, Credit, Product, Data, Accounting, and Operations. Success in the first year means establishing a trusted and scalable revenue forecasting process, improving visibility into lending portfolio performance, and strengthening the quality of forward-looking analysis used by senior leadership and the Board.
At Oportun, we move fast and we hold each other to a high bar. If you care about doing your best work while actually moving the needle for real people, you'll fit right in.
At Oportun, we move fast and we hold each other to a high bar. If you care about doing your best work while actually moving the needle for real people, you'll fit right in.
You’ll own the development, maintenance, and enhancement of comprehensive revenue forecasting models, including drivers, scenarios, sensitivities, and long-range planning.
You’ll manage lending portfolio balance and roll-forward models covering originations, repayments, prepayments, charge-offs, loss curves, delinquency trends, and related credit-performance assumptions.
You’ll partner with Credit, Product, Data, Accounting, Operations, and business leaders to improve forecast inputs, understand performance trends, and identify emerging risks and opportunities.
You’ll lead strategic financial analysis to support business planning, capital allocation, growth initiatives, pricing, product decisions, partnerships, and potential M&A opportunities.
You’ll develop clear forecast narratives and communicate key drivers, variances, risks, and opportunities to senior leadership.
You’ll prepare high-quality materials for executive, investor, and Board discussions, translating complex financial and operating topics into concise, decision-ready insights.
You’ll improve the scalability, transparency, governance, and documentation of financial models and planning processes.
You’ll automate analyses and improve modeling workflows to increase efficiency, consistency, and confidence in forecast outputs.

Qualification

The right fit looks like thisSkills & experienceDemonstrated expertise building complexStrong experience in lendingExperience with portfolio balancesExperience using SQLM&AExperience in a high-growthExperience managingBachelor’s degree in FinanceMBAExperience using AI-enabled finance

Required

The right fit looks like this
You’re a strategic finance leader who combines deep analytical rigor with strong business judgment. You’re equally comfortable building detailed forecast logic, challenging assumptions, and explaining the resulting story to senior executives.
You’re naturally curious about what is driving performance and what might happen next. You know how to work through ambiguity, connect financial and operating signals, and turn complex analysis into clear recommendations.
You also build strong partnerships across functions and are comfortable influencing decisions without relying on direct authority.
You're comfortable navigating complexity and don't wait for perfect information to move forward. You communicate clearly, give direct feedback, and expect the same in return.
Skills & experience
8+ years of progressive experience in FP&A, strategic finance, corporate finance, investment banking, private equity, lending, fintech, or a related field.
Demonstrated expertise building complex, driver-based financial models and cost-benefit analyses.
Strong experience in lending, consumer credit, structured finance, or another related financial-services environment.
Experience with portfolio balances, roll-forwards, loss curves, charge-offs, delinquency trends, and credit-performance assumptions.
Strong experience using data to understand business performance, evaluate scenarios, and identify forward-looking risks and opportunities.
Experience using SQL, Python, R, dbt, or similar tools to automate, validate, or analyze financial models.

Preferred

M&A, corporate development, investment banking, private equity, or transaction-modeling experience.
Experience in a high-growth, technology-enabled financial services or fintech environment.
Experience managing, mentoring, or developing finance professionals.
Experience with enterprise forecasting platforms such as Anaplan, Pigment, or similar tools.
Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field.
MBA, CFA, CPA, or similar advanced credential.
Experience using AI-enabled finance, analytics, or productivity tools to improve forecasting, analysis, documentation, or decision-making.
You've used AI tools (ChatGPT, Copilot, or similar) to improve your own productivity

Sr. Manager - Loan Portfolio & Revenue (R14333)

Responsibilities

Qualification

Required

Preferred

Benefits

Company

Oportun

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