Chime Senior Analyst, Identity & KYC at Chime responsible for oversight of KYC and watchlist screening operations including OFAC. Identifies false positives and positive matches and manages investigations.
Responsibilities
The Financial Crimes Senior Analyst is responsible for the oversight of KYC and watchlist screening operations, including OFAC, to identify false positives and positive matches.
Oversees investigators who leverage data to confirm positive matches or false positives
Reaches out to customers to understand customer behavior and to obtain any additional details pertinent to evaluating activities under review, if needed.
Makes a determination whether the match is a true positive.
In depth subject matter expertise for list screening, watchlist, and OFAC.
Experience and/or familiarity with Transaction Monitoring and/or Fraud reviews is preferred.
Performs other job related duties or special projects as assigned.
Assist with dispositioning cases according to agreed upon business Service Level Agreements (SLAs)
Recommend relationship retention or termination and track account closures, if required
To thrive in this role, you have
5+ years banking, risk management, or fraud detection/investigation experience.
CAMS certification is a plus
Qualification
5+ years bankingPractical experience managing auditsKnowledge of Bank Secrecy ActTravel up to 10%At least 4 days in office per weekCAMS certificationExperience with AI tooling adoption
Required
5+ years banking, risk management, or fraud detection/investigation experience
Prior experience with Fraud and/or AML investigations
Practical experience managing audits, independent reviews, or examinations
Excellent organizational and time management skills
Effective analytical and problem solving skills
Strong attention to detail and high concern for data accuracy
Knowledge of Bank Secrecy Act, USA PATRIOT act, US Treasury AML guidelines, OFAC requirements preferred
Proficiency or ability to quickly gain proficiency with banking account monitoring and compliance software tools
