Responsibilities

We are seeking an FP&A Senior Expert to lead financial planning and analysis for the businesses Nubank is building beyond its core Latin American markets. Today that means Nu US and Nu Global. You will be the finance owner for these businesses and for new geographies from the first business case through launch: building their P&Ls, standing up planning and forecasting, and giving leadership a clear, independent view of whether each business is on track.
This role is not about maintaining an established forecast. New businesses start with little operating history, product plans that are still taking shape, and legal and regulatory structures that are still being defined. You will build the financial model of a business before it has data, decide which assumptions matter most, and revise them as the business learns. The scope covers every product we offer in these markets, including credit card, lending, banking, and international money movement.
This is a senior individual contributor role. You will be the technical lead for a small team of up to three analysts, setting the standard for their work and developing them while staying hands-on in the models and analysis yourself.
You’ll be Responsible for
Own the planning, budgeting, forecasting, and reporting cycles for Nu US and Nu Global, with full accountability for the integrity of the numbers and for the position Finance takes on them with leadership.
Build financial services P&Ls from first principles across credit, banking, and payments products, and model how product, pricing, and funding decisions flow through to each business's results and to Nubank's consolidated P&L.
Lead the financial evaluation of new markets and products: unit economics, capital and funding requirements, the effect of legal entity and licensing structures, and the business case presented to senior leadership.
Bring deep expertise in cross-border money movement, including FX, funds-in and funds-out costs, card network economics, and stablecoin rails, and become the reference on these topics across Finance.
Partner with the leaders of the new businesses, bringing the finance perspective into pricing, product, and investment decisions early enough to shape them.
Prepare clear, concise executive materials that simplify complex topics, often on short timelines.
Set the analytical standard for the team: coach analysts, review their work, and build the processes and documentation that let each business's FP&A transition cleanly once it matures.
Drive the use of AI, advanced analytics, and automation in planning and analysis, while keeping the judgment to review and challenge AI-generated output.

Qualification

Financial services P&L masteryBuilder mindsetExecutive presenceStakeholder managementTechnology and AI fluencyTalent developmentBachelor's degree in FinanceExtensive experience in FP&A

Required

Financial services P&L mastery: you can build the P&L for a credit card, lending, banking, or payments product from a blank page, understand how every line interacts, and find what is wrong in a model built by someone else or by an AI tool.
Money movement and digital asset expertise: deep understanding of cross-border remittance economics, payment networks, and stablecoins, with working knowledge of crypto.
Builder mindset: you are comfortable starting from incomplete information, making assumptions explicit, and building planning processes where none exist yet.
Executive presence: you present with clarity and authority to senior executives, hold your ground on substance, and adapt when new information changes the answer.
Stakeholder management: you build trust-based relationships with business leaders, legal, risk, and regulatory teams, and influence decisions without formal authority.
Technology and AI fluency: you use modern analytics and AI tools to raise the speed and quality of the team's work, and you know where their output needs a human check.
Talent development: you raise the bar for the analysts around you through coaching, direct feedback, and the example you set.
Bachelor's degree in Finance, Economics, Accounting, Engineering, Business, or a related field; an advanced degree or relevant certification (e.g., CFA) is a plus.
Extensive experience in FP&A, strategic finance, corporate development, or business analysis in financial services, such as a bank, card issuer, payments or remittance company, or fintech.
Proven track record of building P&Ls and forecasting models for financial products, not only maintaining them.
Direct experience with international money transfer, payment networks, or stablecoins.
Experience launching or scaling a new business, market, or product within a larger financial institution is a plus.

FP&A Sr Expert - New Geographies at Nubank · LumiJobs

FP&A Sr Expert - New Geographies

Responsibilities

Qualification

Required

Benefits

Company

Nubank

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