January Senior Software Engineer designs and implements scalable systems serving millions of borrowers. Owns product outcomes, mentors others, and collaborates cross-functionally to improve financial lives through software.
Responsibilities
We are hiring Senior Software Engineers to help shape the future of January’s platform. Instead of applying to individual teams, you will apply once and we will work together during the process to find the team where your skills and interests will make the biggest impact.
Senior Engineers at January do more than write code. They own product outcomes, set technical direction, and mentor others while building systems that directly improve the financial lives of millions.
Current teams hiring include:
Consumer Conversion – Turns engaged borrowers into resolved debts through the portal, chatbot, settlements UX, payment plans, and retention flows, building personalized paths that remove friction and adapt to each borrower's financial reality.
Consumer Voice – Builds the voice AI agents borrowers talk to, and the platform every AI product at January runs on.
Compliance & Money Ops – Moves and accounts for every dollar January collects, and turns debt collection law into code other teams build on, processing millions of dollars safely between consumers, January, and clients.
Design and implement scalable systems that serve millions of borrowers and financial partners.
Contribute to architecture and roadmap planning, influencing the direction of core projects.
Lead by example through engineering excellence, best practices, and high code quality.
Mentor junior engineers, helping grow the team’s skills and capabilities.
Collaborate cross-functionally with Product, Design, and Operations to deliver meaningful solutions.
Propose and iterate on organization-wide engineering processes, with the help of other senior leaders.
Qualification
Required
5+ years of professional software development experience
