Codex The Deputy Head of Compliance owns compliance frameworks and risk decisions for B2B clients and partners in cross-border payments. This hands-on role manages transaction monitoring, investigations, and regulator engagement.
Responsibilities
We are rapidly expanding our cross-border payments capability, and the compliance programme behind it needs an action-oriented, dedicated leader. You’ll own it: the payments compliance frameworks, and the risk decisions on the B2B clients and partners we onboard. You’ll also own transaction monitoring and investigations across fiat and on-chain flows, deciding how we monitor and what gets escalated.
You’ll work directly with our Head of Global Compliance, who leads our global compliance programmes. This is a hands-on role – you’ll write the frameworks, work cases yourself, and deal with regulators and financial partners directly, while building a Compliance Operations team.
Payments Flows & Partners
Review the flow of funds for new corridors, products and payment partners, and set the compliance conditions before launch
Own compliance oversight of third-party payment models, including outsourced KYB, partner-level controls and ongoing monitoring of partner performance
Apply Travel Rule requirements and counterparty VASP due diligence to stablecoin transfers
Compliance Frameworks & Controls
Build and own the compliance framework for B2B cross-border payments, covering payouts, collections and stablecoin on- and off-ramps
Write and maintain the AML/CFT, sanctions, KYB and transaction monitoring policies that govern those flows, calibrated to our risk profile and to local requirements in each corridor
Own the corridor- and jurisdiction-level risk assessments, including the risks specific to each payment rail, partner and flow of funds, and support the firm-wide assessment
Set the compliance requirements for new products and client segments before they go live
Support licence applications and regulator engagement for the markets we expand into
Qualification
8+ years in financial crime complianceExperience designingSound judgementA do-erComfortable with dataDirect experience with MSBExperience with digital assets
Required
8+ years in financial crime compliance, including at least 5 years in B2B cross-border payments compliance, such as payouts, collections or correspondent banking
Background at a reputable fintech or payments company
Working knowledge of payment rails and flow of funds (SWIFT, SEPA, local schemes) and the risks each creates
Experience working on licence applications and writing compliance frameworks in at least one of the US, LatAm, APAC or Africa, and ideally in more than one
Experience designing, tuning and governing transaction monitoring rules, not only working alerts
Experience writing and filing suspicious activity reports, and handling regulator or bank partner scrutiny
Sound judgement: you can make a defensible risk call on incomplete information and explain it clearly to the business and to regulators
A do-er: you have personally written policies, worked cases and handled regulator queries, not just advised or supervised
Comfortable with data: you can interrogate transaction data yourself and work with Engineering on requirements
Preferred
Direct experience with MSB, money transmitter or e-money licensing
Experience with digital assets, stablecoins or VASP regimes, including on-chain monitoring and Travel Rule
Experience setting up a compliance or monitoring function at a scale-up
Prior experience as a deputy MLRO or in an MLRO-adjacent role
