We are seeking a talented and motivated Director of Regulatory Reporting to own and lead bank-specific regulatory reporting as Sezzle builds out its banking operations. This role presents an exciting opportunity to thrive in a dynamic, fast-paced environment within a rapidly growing team, with strong prospects for continued growth and increased ownership.
The Director of Regulatory Reporting will be the subject matter expert and primary owner of all bank regulatory filings, including Call Reports (FFIEC 031/041/051), and will serve as a key partner to Finance, Legal, Compliance, and executive leadership in ensuring accurate, timely, and compliant regulatory submissions. You will be building the regulatory reporting function from the ground up, establishing processes, controls, and infrastructure that will scale with Sezzle's banking operations.
Own end-to-end preparation and filing of bank regulatory reports, including FFIEC Call Reports (031/041/051), and other required filings with the OCC, FDIC, and other applicable regulators.
Build and maintain the regulatory reporting framework, including reporting calendars, data sourcing workflows, reconciliation procedures, and internal controls to ensure accuracy and completeness.
Interpret and apply regulatory reporting instructions (FFIEC, OCC, FDIC, Federal Reserve) to Sezzle's unique business model, ensuring proper classification and reporting of BNPL-related assets, liabilities, income, and capital.
Monitor and implement changes to regulatory reporting requirements, including new or revised schedules, reporting thresholds, and interpretive guidance.
Collaborate cross-functionally with Accounting, FP&A, Treasury, Legal, Compliance, and Engineering to source data, resolve reporting questions, and ensure consistency between regulatory filings and GAAP financial statements.
Support regulatory examinations and audits by providing documentation, responding to examiner inquiries related to Call Report data, and remediating findings as needed.
Partner with external auditors and consultants on regulatory reporting matters, including agreed-upon procedures and attestation engagements.
Develop and maintain documentation of regulatory reporting policies, procedures, and methodologies to support SOX compliance and institutional knowledge.
Leverage technology and automation to improve the accuracy, efficiency, and scalability of the regulatory reporting process. Champion the use of AI and modern tools to streamline data aggregation, validation, and submission workflows.
Provide regulatory reporting expertise to leadership on the financial reporting implications of new products, strategic initiatives, and changes to Sezzle's banking operations.
Qualification
You earn trust - you listen attentivelyYou have backboneWhat Makes Working at Sezzle AwesomeAt SezzlePrior experience at a national bankBackground working in fintech
Required
You have relentlessly high standards - many people may think your standards are unreasonably high. You are continually raising the bar and driving those around you to deliver great results. You make sure that defects do not get sent down the line and that problems are fixed so they stay fixed.
You’re not bound by convention - your success—and much of the fun—lies in developing new ways to do things
You need action - speed matters in business. Many decisions and actions are reversible and do not need extensive study. We value calculated risk-taking.
You earn trust - you listen attentively, speak candidly, and treat others respectfully.
You have backbone; disagree, then commit - you can respectfully challenge decisions when you disagree, even when doing so is uncomfortable or exhausting. You have conviction and are tenacious. You do not compromise for the sake of social cohesion. Once a decision is determined, you commit wholly.
You deliver results - you focus on the key inputs and deliver them with the right quality and in a timely fashion. Despite setbacks, you rise to the occasion and never settle.
What Makes Working at Sezzle Awesome:
At Sezzle, we are more than just brilliant engineers, passionate data enthusiasts, out-of-the-box thinkers, and determined innovators. We believe in surrounding ourselves with only the best and the brightest individuals. Our culture is not defined by a certain set of perks designed to give the illusion of the traditional startup culture, but rather, it is the visible example living in every employee that we hire.
Preferred
Prior experience at a national bank, de novo banking institution, or OCC-regulated entity.
Experience with regulatory reporting during a bank charter application or early-stage bank operations.
Familiarity with consumer lending and BNPL reporting considerations within the Call Report framework.
Experience with SOX 404 compliance as it relates to regulatory reporting controls.
Background working in fintech, payments, or high-growth technology companies.
Experience implementing or administering regulatory reporting systems (e.g., Axiom, Wolters Kluwer, or similar).
