Trulioo North America Regulatory Consultant at Trulioo serves as a subject matter expert on U.S. and Canadian regulatory frameworks impacting various regulated industries. The role reports to the Senior Manager, Enterprise Risk.
Responsibilities
Serve as the subject matter expert on North American AML, BSA, KYC, KYB, sanctions, beneficial ownership, and related financial crimes regulations, maintaining deep knowledge of the strategies and activities of core enforcement agencies (CFTC, FFIEC, FinCEN, FINTRAC, OFAC, etc.). Monitor legislative, supervisory, and enforcement developments across federal and state agencies, determine their impact on Trulioo's products, customers, and operations, and support customer due diligence, audits, regulatory examinations, and strategic engagements.
Partner with Product, Engineering, Data Science, and AI teams through discovery, design, development, and UAT to ensure Trulioo’s solutions align with regulatory expectations and operational best practices. Translate compliance workflows into product capabilities and provide regulatory guidance during commercialization and market expansion.
Advise on onboarding, customer risk assessments, ongoing monitoring, transaction monitoring, investigations, SAR processes, enhanced due diligence, regulatory examinations, and compliance governance, identifying operational pain points and emerging trends and turning them into differentiated product capabilities.
Produce routine regulatory briefings, market intelligence reports, and executive summaries, develop customer-facing content including whitepapers, blogs, webinars, and regulatory updates, and represent Trulioo at conferences, regulatory forums, customer events, and industry working groups.
Support the continued development of Trulioo's Compliance Management System by building scalable governance processes and regulatory change management, partnering across Legal, Privacy, Risk, Information Security, and Product.
Leverage AI and emerging technologies to improve productivity, streamline workflows, and identify opportunities for continuous improvement while ensuring the responsible, secure, and compliant use of AI tools.
Develop and refine repeatable AI-assisted compliance workflows to improve turnaround time and quality, verifying outputs against primary sources and keeping confidential and customer data out of AI tools.
What You'll Bring:
Bachelor's degree in law, finance, compliance, or a related field, or equivalent experience.
8-12+ years of experience in AML, financial crimes compliance, related regulated industries (Payments, Banking, Digital Assets), or compliance consulting.
Excellent communication skills, with experience influencing executives, product teams, customers, and regulators.
Strong regulatory research and analytical skills, with the ability to foster a culture of compliance while enabling innovation.
Qualification
CAMSExperience with a regulatorFamiliarity with CFPBKnowledge of digital identityInterview ProcessAt Trulioo
Preferred
CAMS, CRCM, CFE, or similar certifications.
Experience with a regulator, consulting firm, or RegTech company.
Familiarity with CFPB, CFTC, FDIC, Federal Reserve, OCC, SEC, NCUA, or state banking regulators.
Knowledge of digital identity, fraud prevention, AI governance, or privacy regulations.
Experience speaking at industry conferences or publishing thought leadership.
Interview Process:
At Trulioo, we strive to create an interview experience that is transparent, engaging, and respectful of your time. Our process is designed to help us learn more about your skills and experience while giving you insight into our team, culture, and the impact of the work we do.
Here's what you can expect throughout the interview process:
