Responsibilities

Provide independent actuarial and risk oversight for APD’s asset protection products, including VSC, GAP, and ancillary offerings; establish credibility as APD’s independent actuarial voice; and preserve professional skepticism while escalating material concerns.
Oversee pricing strategy and performance across APD lines; challenge models, assumptions, methodologies, and data quality; strengthen pricing, reserve, model, and risk governance; and recommend actions that support profitability, disciplined margins, financial objectives, and APD’s risk appetite.
Partner with Product, Underwriting, Finance, Commercial, Claims, and Operations on risk selection, guidelines, new products, program governance, portfolio trends, loss drivers, pricing implications, and mitigations that balance growth, capital efficiency, and risk.
Monitor in-force performance through dashboards and risk indicators, including loss ratios, emergence patterns, frequency and severity trends, and other experience metrics; recommend actions to improve outcomes or rebalance risk.
Lead actuarial support for reinsurance strategy, evaluating structures, pricing, economic value, capital impact, retention limits, counterparty exposure, performance, and emerging risks to protect earnings and balance-sheet resilience.
Lead reserve adequacy assessments and support capital, solvency, financial planning, stress testing, and M&A analyses with Finance and Enterprise Risk.
Own P&C actuarial and regulatory reporting, including reserve analyses, actuarial opinions, and supporting memoranda; monitor relevant developments and ensure timely, accurate, compliant, decision-useful reporting.
Engage Pricing Committees, the CFO, the Chief Risk Officer, and other senior stakeholders through timely, decision-useful portfolio insights, clear performance reporting, actionable recommendations, and effective enterprise partnerships.
Build and lead an accountable, high-performing actuarial organization with strong capabilities, clear decision rights, technical standards, disciplined analysis, constructive challenge, continuous improvement, integrity, and succession depth.
Leadership Capabilities
Applies deep P&C or specialty insurance expertise across pricing, reserving, reinsurance, in-force performance, loss drivers, and portfolio risk.
Uses strong quantitative, analytical, and problem-solving skills to translate complex actuarial analysis into clear, actionable insights and disciplined decisions.

Vice President, Chief Actuary - Asset Protection at Protective · LumiJobs

Vice President, Chief Actuary - Asset Protection

Responsibilities

Company

Protective

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