Coinflow Finance Analyst at Coinflow manages liquidity, forecasting, reporting, and pricing models for a fast-scaling payments company. The role supports treasury, FP&A, and strategy functions to build a modern fintech finance function.
Responsibilities
Coinflow is seeking a Finance Analyst to join our finance team and help run the financial engine behind a fast-scaling payments company. Coinflow moves money for merchants around the world, so cash, liquidity, and pricing sit at the center of the business. As our Finance Analyst, you'll be the operating engine of a small, high-ownership team. You will keep our liquidity positions funded and forecast, produce the merchant and partner reporting our customers depend on, build the models behind pricing and projections, and turn the numbers into the decks leadership and the board use to make decisions.
This is a launchpad role for someone early in their career who wants exposure across treasury, FP&A, and strategy, and who wants to help build how a modern fintech finance function runs from the ground up.
Liquidity and forecasting: Manage daily top-ups and liquidity tracking across bank and stablecoin accounts, build and maintain a 13-week cash forecast, and evolve it into an automated, volume-driven model
Merchant and partner reporting: Own monthly merchant and referral partner reports on a standard template and close calendar, then automate them and add merchant profitability views
Leadership and board decks: Prepare the monthly EOM finance deck and board meeting materials, and build a KPI dashboard that feeds them
Pricing and projections: Run margin analysis on merchant pricing requests, support our pricing tools and quote-to-cash process, and own the operating model, budget, and scenario planning
AR/AP and operational excellence: Run the AP cycle and AR collections, write SOPs for recurring processes, and help shorten the month-end close as the team grows
Qualification
1-3 years in investment bankingAdvanced Excel / Google Sheets skillsAbility to turn analysis into clearHigh ownershipBachelor's degree in FinanceExperience in paymentsFamiliarity with interchangeExposure to treasury operationsInterest in stablecoins
Required
1-3 years in investment banking, consulting, Big 4 advisory, or FP&A/treasury at a high-growth company
Advanced Excel / Google Sheets skills; able to build a 3-statement model and cash forecast from scratch
Ability to turn analysis into clear, concise slides for leadership
Strong attention to detail and comfort reconciling data across multiple sources
High ownership: you finish what you start without being chased
Comfortable with ambiguity and the pace of a high-growth startup, and ready to work hard
Bachelor's degree in Finance, Accounting, Economics, or a related field
Preferred
Experience in payments, fintech, or financial services
Familiarity with interchange, processor fees, or merchant pricing
Exposure to treasury operations, cash management, or AR/AP SQL or other data skills
Interest in stablecoins, crypto, or alternative payment rails
