Senior Policy Forms Analyst, Drafting at Kin · LumiJobs

Responsibilities

You’ll join the Forms team within Legal & Compliance as the primary drafting owner for policy forms and coverage strategy across all of Kin’s current and future lines of business. Kin is entering new states and launching new products now, and that pace will continue through 2027 and beyond. A new state can’t open until its full form set is drafted, which puts this role on the critical path for growth. You’ll take on the most complex state packages while partnering closely with specialists in personal auto and property. You’ll also be the go-to advisor to the business on what our forms say and mean, and you’ll set the drafting standards and reusable templates the rest of the team builds from.
Filing, version control, and system implementation sit with dedicated teammates, so your time goes to research, drafting, coverage guidance, and raising the team's output quality.
Your Responsibilities
Determine which forms each new state, product, or coverage change requires, including base policies, endorsements, state amendatory endorsements, selection and rejection forms, and required notices, and build the forms plan before drafting begins.
Lead and help draft complete new state and product forms packages across all of Kin’s lines of business, ready for filing.
Tackle the most complex new-state packages, including states with extensive or ambiguous statutory requirements, and develop the drafting approach for the team.
Research state statutes and regulations directly and translate them into compliant, clear policy wording.
Build and maintain the countrywide base forms and reusable state kits for every line of business. For personal auto, that includes UM and UIM, PIP, selection and rejection forms, and state notices. For property, it includes homeowners, manufactured home, condo, and flood, including surplus lines notices where applicable.
Maintain and update forms packages across all lines, revising them in response to new statutes, regulations, and DOI bulletins, and to product enhancements and coverage changes.
Partner with the personal auto and property specialists to set drafting priorities and coordinate work across lines, so no launch depends on a single person.
Coverage interpretation and review
Serve as the coverage expert for Claims, Product, Underwriting, Sales, and Customer Experience, answering coverage interpretation and complex forms questions across all lines.

Senior Policy Forms Analyst, Drafting

Responsibilities

Qualification

Required

Benefits

Company

Kin

More roles at Kin