We’re looking for a strategic and results-driven Pricing & Risk Manager to drive profitable growth across new and existing markets. This role exists to ensure our state-specific homeowners products are competitively priced, operationally sound, and aligned with our financial and risk goals.

You’ll own the full product lifecycle — from market research and rate analysis to regulatory filings and go-to-market execution. Partnering closely with actuarial, claims, distribution, underwriting, and technology teams, you’ll shape integrated strategies that balance growth, risk selection, customer experience, and compliance. Your insights will drive your ownership of state-level P&Ls and help Kin stay ahead in a rapidly evolving insurance landscape.

Your responsibilities

Own P&L performance for multiple Southeast states, driving profitable growth across homeowners, auto, and related insurance lines.

Develop and execute state and product strategies that optimize pricing, coverage and forms, underwriting guidelines, retention, conversion, and customer experience.

Analyze performance data, competitive intelligence, and customer feedback to refine coverage offerings and improve application and policyholder journeys.

Partner with actuarial teams on rate-making, forecasting, segmentation, and risk selection strategies.

Lead regulatory filings and manage approval processes for rate and product changes in assigned states.

Collaborate with technology teams to improve agent and customer experiences through system enhancements and process improvements.

Identify and implement automation and operational improvements to increase efficiency and scalability.

Serve as a subject matter expert on assigned state markets, regulatory environments, competitive dynamics, and product performance.

Define and validate product-market fit, leveraging quantitative analysis and customer insights to inform strategy.

Southeast State Manager

Responsibilities

Benefits

Company

Kin

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