Regulatory Counsel, Americas at Airwallex · LumiJobs
mid
$150k–$220k
H1B: yes
Airwallex Regulatory Counsel for Americas at Airwallex advising on payments and financial services regulatory issues. Responsible for supporting licensing, registration, and compliance obligations in Americas markets.
Responsibilities
As a Regulatory Counsel, you will provide practical legal advice to business and control-function stakeholders in the Americas. With support and mentorship from senior members of the team, you will own defined regulatory workstreams, contribute to licensing and product initiatives, and build deeper expertise in US payments regulation, money-transmitter licensing and the regulatory treatment of different payment flows.
This role is well suited to someone who has strong regulatory fundamentals and wants to grow within a fast-moving fintech environment. You will work on meaningful matters across the US, with opportunities to support regulatory projects in Canada, Mexico and Brazil. The ideal candidate is curious, detail-oriented, collaborative and comfortable translating complex legal requirements into clear, actionable guidance.
This hybrid role is based in San Francisco or New York.
Support regulatory legal matters relating to Airwallex’s business across the Americas, including advice on existing licenses and registrations and potential future applications.
Research and summarize developments in payments and financial services regulation, identifying potential impacts on business operations and strategic objectives.
Partner with Product Legal, Regulatory Compliance, Risk and Financial Crime Compliance teams on regulatory questions involving money transmission, stored value, FX, remittance, card issuing and related financial-services products.
Support Product, Strategy, Management and Commercial teams on new market entry, license expansion and regulatory mapping for new products and features.
Analyze how funds move through different payment structures and help identify the applicable licensing and regulatory requirements, escalating complex issues when appropriate.
Provide clear, practical legal guidance and risk assessments to cross-functional stakeholders, with appropriate support from senior counsel and external advisers.
Support the management of external legal counsel and consultants, including preparing instructions, reviewing advice and tracking deliverables and costs.
Assist with regulatory filings, submissions and responses in relevant Americas jurisdictions in partnership with Regulatory Compliance and senior legal counsel.
Monitor regulatory developments and help translate changes into practical guidance, procedures and implementation requirements.
Qualification
RegulatoryExposure to paymentsProactiveComfortable working through ambiguityExperience using or developing RegTechApplicant Safety Policy
Required
We're looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have, but are not mandatory.
Qualified lawyer with 5 years of relevant post-qualification experience.
Regulatory, financial-services or fintech experience gained in-house, in private practice or at a financial institution.
Exposure to payments, money transmission, e-money, FX, remittances, card issuing, digital financial services or another closely related regulatory area.
Working understanding of the US financial-services regulatory environment, with an interest in developing deeper expertise in state money-transmitter licensing and payment flows.
Ability to research complex legal and regulatory questions and translate findings into clear, practical advice.
Strong written and verbal communication skills, with the ability to explain legal topics to non-lawyers.
Strong collaboration and stakeholder-management skills, including the judgment to escalate issues appropriately.
Proactive, organized and ownership-oriented, with the ability to manage multiple priorities and deadlines in a fast-paced environment.
Comfortable working through ambiguity, learning quickly and operating as part of a global team.
Preferred
Experience supporting state money-transmitter licensing applications, renewals, examinations, regulatory filings or related compliance work.
Experience advising on consumer or commercial financial-services products, including familiarity with Reg E, UDAAP, TILA or similar requirements.
Experience supporting new-market expansion or regulatory analysis for new products and features.
Experience working with US federal or state regulators, directly or through outside counsel.
Experience in a mix of private practice and in-house environments.
Familiarity with Canadian payments or money-services-business regulation, including RPAA, FINTRAC or provincial licensing.
Experience using or developing RegTech, LegalTech or AI tools to improve legal workflows.
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