We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.

We’re looking for a Payments Counsel to join our growing Legal team. You’ll be a trusted advisor across the business, ensuring our products, licenses, and partnerships are structured and executed in compliance with applicable payments regulations. This is a highly cross-functional role, working closely with Compliance, Risk, Product, and Business Development.

Advise on U.S. and EU payments regulations, including state money transmission laws, federal banking regulations, PSD2/PSD3, EMD2, e-money licensing, card network rules, and virtual asset frameworks.

Partner with Compliance and Licensing teams on MTL applications, international licenses, and ongoing obligations.

Draft card holder agreements across multiple jurisdictions.

Draft, review, and negotiate commercial agreements with banks, payment processors, card networks, and vendors.

Manage relationships with outside counsel on specialized regulatory or jurisdictional issues.

Assist with responses to regulators and participate in audits, exams, and inquiries.

Stay ahead of regulatory changes affecting payments, crypto, and fintech; help shape internal strategy and external engagement.

You are likely to succeed if you have:

A JD from a top-level law program. Preference for US-trained lawyers, but international JDs will be considered.

At least 5–8 years of legal experience, focused on payments, fintech, financial services regulation, or related areas.

Product Counsel

Responsibilities

Qualification

Required

Benefits

Company

Rain

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