Airwallex Senior Manager, Credit Risk at Airwallex leading global second-line oversight of credit, FX, and counterparty risk. Responsible for risk frameworks, governance, and portfolio oversight across multiple financial products.
Responsibilities
Lead global second-line oversight of credit, FX, and counterparty risk
Set guardrails supporting responsible growth across financial products
Own risk framework, appetite, limits, governance, and portfolio oversight
Challenge underwriting strategies and credit policies
Establish and monitor controls for FX and counterparty exposures
Lead monitoring of portfolio trends and early-warning indicators
Support risk committee decisions and regulatory reviews
Qualification
Deep experience designingProfessional certification such as FRMFamiliarity with IFRS 9You'll thrive here if
Required
10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk, treasury risk, or related financial risk disciplines within banking, payments, fintech, or another highly regulated financial services environment.
Deep experience designing, implementing, and governing second-line credit risk frameworks in a complex, multi-jurisdictional organization.
Strong understanding of credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, and capital implications.
Demonstrated experience managing risk across multiple product lines, such as merchant acquiring, commercial or charge cards, B2B lending, payment processing, FX, treasury, settlement, or banking-partner activities.
Practical experience overseeing FX and counterparty risk, including exposure measurement, concentration risk, limits, settlement risk, prefunding, collateral or other mitigants, and escalation governance.
Proven ability to challenge first-line decisions and communicate clear risk positions to senior executives, commercial leaders, product and operations teams, banking partners, auditors, and regulators.
Preferred
Advanced degree such as an MBA or Master's in Finance, Economics, Risk Management, or a related field.
Professional certification such as FRM, PRM, CFA, or an equivalent qualification.
Experience with automated decisioning engines, credit scoring models, portfolio analytics, or alternative data used in underwriting and monitoring.
Familiarity with IFRS 9, expected credit loss methodologies, stress testing, or other relevant prudential and accounting frameworks.
Strong data literacy and familiarity with SQL, Python, or similar tools used to analyze portfolio, exposure, and loss trends.
Experience working in a regulated payments fintech, digital bank, or financial institution with multiple licenses and banking partnerships.
Comfort operating in a high-growth environment with evolving priorities and a bias for practical, scalable execution.
