Head of ALM at ARQ · LumiJobs

Responsibilities

As Head of Asset & Liability Management, you will oversee how ARQ funds, invests, and safeguards a rapidly expanding, multi-currency balance sheet. Our balance sheet spans multiple jurisdictions, currencies, banking partners, and payment rails—your core focus will be ensuring it remains secure, liquid, and optimally structured to drive financial return.
In this inaugural leadership role, you will build ARQ's ALM framework, risk policies, and governance committees from the ground up across approximately 10 regulatory licenses, partnering closely with Finance, Treasury, Risk, Product, and Compliance.
Collaborating with cross-functional leadership across Product, Finance, and Engineering, you will uphold safeguarding obligations across key global markets—including core Latin American operations (such as Brazil, Argentina, Colombia, and Mexico) alongside the US, UK, and Gibraltar—while securing capital adequacy and fund segregation. Operating as an influential individual contributor with high executive and board visibility, you will protect our financial core and maximize balance sheet efficiency as ARQ advances toward key strategic milestones and public readiness.
In your first 12 months, success looks like:
A board-approved ALM policy with clear limits for liquidity, FX, interest-rate and counterparty risk
A running ALCO with a monthly balance-sheet pack the leadership team trusts
Daily liquidity and FX positions visible across every currency, entity and partner
A funding and pricing framework ready for high-yield accounts and the credit book
Liquidity risk: build daily liquidity forecasting across currencies and entities, set buffers per partner and rail, run stress tests, and own the contingency funding plan.
FX risk: measure and manage open currency positions (USD, EUR, MXN, ARS, BRL, COP and stablecoins), set limits and run hedging where it makes sense.
Interest-rate and yield: design how we invest customer and corporate balances and model rate sensitivity (NII, EVE).
Funding and credit: design the funding structure for our credit card and lending products, including warehouse lines, partner funding and capital needs.

Head of ALM

Responsibilities

Qualification

Required

Preferred

Benefits

Company

ARQ

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