Oportun Senior Manager, Capital Markets & Treasury at Oportun managing funding strategy, liquidity, and capital planning. Key duties include managing warehouse facilities, securitizations, loan sales, and corporate cash forecasting.
Responsibilities
We’re looking for a Senior Manager, Capital Markets & Treasury to support Oportun’s funding strategy, liquidity management, and capital planning. You’ll play a key role in managing warehouse facilities, securitizations, whole loan sales, lender reporting, covenant compliance, and corporate cash forecasting.
This role combines transaction execution, financial modeling, liquidity planning, and external partner management. You’ll work closely with Finance, Treasury, Legal, Accounting, Data, and external financing partners to strengthen funding capabilities, improve forecasting, and support informed capital decisions.
Success in this role means maintaining strong access to funding, improving visibility into liquidity and cash needs, strengthening reporting and controls, and helping the business make sound decisions across financing, capital, and growth priorities.
At Oportun, we move fast and we hold each other to a high bar. If you care about doing your best work while actually moving the needle for real people, you'll fit right in.
You’ll support the execution and ongoing management of asset-backed securitizations, warehouse facilities, whole loan sales, and other financing transactions.
You’ll manage borrowing base calculations, collateral eligibility, concentration limits, lender reporting, and covenant compliance across funding facilities.
You’ll support whole loan sale programs, including investor relationships, transaction execution, due diligence, and contract negotiations.
You’ll develop and maintain corporate cash forecasts, liquidity models, and short- and long-term funding plans.
You’ll integrate data from financial systems and business forecasts to improve visibility into sources and uses of cash.
You’ll monitor liquidity and help optimize cash management, funding mix, and capital efficiency.
You’ll support interest rate risk management and hedging activities in partnership with internal and external stakeholders.
Qualification
The right fit looks like thisSkills & experienceExperience with securitizationsStrong financial modelingExperience managing borrowing basesExperience in consumer lendingExperience with interest rate hedgingExperience with SQLExperience working with rating agenciesBachelor’s degree in FinanceMBA
Required
The right fit looks like this
You’re an analytical and commercially minded finance professional who understands how funding, liquidity, capital, and portfolio performance connect to broader business strategy.
You’re comfortable working through complex transactions, detailed models, and tight deadlines while maintaining a clear view of the bigger picture. You communicate clearly with senior leaders and external partners, take ownership of outcomes, and know how to move work forward across multiple stakeholders.
You’re detail-oriented without losing sight of business impact, and you consistently look for ways to improve processes, controls, and decision-making.
Skills & experience
6+ years of experience in capital markets, treasury, structured finance, investment banking, corporate finance, or a related financial services field.
Experience with securitizations, warehouse financing, whole loan sales, liquidity management, or other structured funding activities.
Strong financial modeling, cash flow forecasting, and analytical skills.
