Responsibilities

The First Line of Defense (1LOD) Business Controls Testing (BCT) team executes independent, evidence-based control testing to evaluate the design and operating effectiveness of SoFi’s internal controls across in-scope business processes.
As a Business Controls Testing Senior Analyst, you will independently plan and execute complex control reviews, partner with business and control owners, and communicate clear, well-supported results. You will apply sound risk judgment to identify control gaps, evaluate potential impacts, and drive timely resolution activities. This role requires a strong command of control testing methodology, the ability to navigate ambiguity, and an effective, solutions-oriented approach to stakeholder management.
Execute design effectiveness and operating effectiveness testing, including transactional testing, in accordance with the 1LOD BCT Playbook, procedures, and applicable policies.
Lead control-owner engagement throughout the testing lifecycle, including walkthroughs, test-script development, evidence requests, status updates, and results discussions.
Assess processes, risks, controls, data, and documentation to identify weaknesses, gaps, or vulnerabilities; determine whether controls are appropriately designed and operating effectively.
Produce complete, accurate, and timely workpapers, testing reports, findings, and supporting documentation in required trackers and systems of record, including AuditBoard.
Clearly articulate testing results, risk implications, and recommended actions to control owners, business partners, management, and other stakeholders.
Drive accountability for timely evidence submission, issue remediation, and follow-up activities; perform validation or re-performance testing, as needed.
Partner with issue management and control owners to support the development of actionable remediation plans, milestones, owners, and timelines for identified control failures.
Exercise judgment in resolving diverse and complex testing issues; proactively identify roadblocks, communicate risks and downstream implications, and propose practical, principle-based solutions.
Maintain productive relationships across product, process, and control-owner teams, as well as 1LOD Risk & Business Controls and Enterprise Risk Management partners.
Conduct peer quality-assurance reviews, provide constructive feedback, and contribute to consistent application of BCT methodology and documentation standards.

Qualification

Proven ability to build trustHigh attention to detail

Required

5+ years of relevant experience in risk management, internal controls, control testing, audit, quality assurance, compliance, or a related field; experience in financial services, banking, fintech, or another regulated environment is strongly preferred.
Demonstrated experience executing control design and operating effectiveness testing, including writing or using test scripts, performing transactional testing, assessing evidence, and documenting results.
Strong understanding of operational risk management, internal controls, control design, issue remediation, and control-testing methodologies.
Ability to independently manage a portfolio of testing activities, prioritize competing deadlines, and provide proactive status updates and timely escalations.
Strong analytical and problem-solving skills, including the ability to use data to assess risk, reach evidence-based conclusions, and recommend pragmatic solutions.
Excellent written and verbal communication skills, with the ability to distill complex control and risk concepts for varied audiences and facilitate productive stakeholder discussions.
Proven ability to build trust, influence without direct authority, and drive shared accountability in a cross-functional, matrixed environment.
High attention to detail, sound judgment, intellectual curiosity, and a continuous-improvement mindset.
Proficiency with Microsoft Office and Google Workspace, particularly Excel/Google Sheets; experience with GRC platforms such as ServiceNow/AuditBoard is preferred.
Bachelor’s degree or equivalent practical experience.

Preferred

Experience in a first-line risk and controls, operational risk, internal audit, or second-line risk function.
Experience supporting risk and control self-assessments (RCSAs), issue management, remediation validation, or regulatory/exam readiness.
Professional certification or progress toward certification, such as CIA, CISA, CRCM, CRCM, CPA, or equivalent.

Business Controls Testing Senior Analyst at Sofi · LumiJobs

Business Controls Testing Senior Analyst

Responsibilities

Qualification

Required

Preferred

Company

Sofi

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