Nabis Credit Analyst at Nabis responsible for underwriting factoring advances and managing portfolio risk. The role involves analyzing credit metrics and collaborating with multiple internal teams and external partners.
Responsibilities
Nabis Capital is Nabis’ financial arm, providing cash flow advances to brand customers across California and New York. We’re hiring a Credit Analyst to help scale the day-to-day execution of our factoring operation – from evaluating new factoring requests to monitoring portfolio risk and supporting brand onboarding. This role reports to the Credit Team Lead overseeing Nabis Capital and works closely with the Senior Director of Strategic Finance, as well as the Accounts Receivable (AR), Accounting Operations, and Product & Engineering teams.
This is a fast-paced, detail-oriented role. You’ll be working with live financial data daily, making credit recommendations that carry real financial exposure, and communicating directly with internal stakeholders and external partners. We’re looking for someone who is not just comfortable with spreadsheets and financial metrics, but who can stay accurate and composed as request volume grows.
Core Responsibilities
Run the underwriting process for factoring advances and reserves
Respond to inbound factoring-related requests from internal teams (AR, Accounting, Brand Payments) and external brand partners
Update internal trackers and maintain clean data
Run monthly reconciliations; identify and route discrepancies to appropriate teams for correction and work to eliminate such discrepancies in the future
Prepare quarterly marketing campaigns and work closely with the Marketing team for distribution
Analyze and score new factoring requests against credit metrics in order to put forth clear approval or rejection recommendations
Work closely with AR to maintain a healthy factoring portfolio and determine next steps or restrictions on delinquent retailers
Run credit limit checks across the brand portfolio
Perform various analyses on retailer or brand exposure and escalate risk indicators to Nabis Capital leadership with proposed solutions
Qualification
Experience & EducationYears of experienceEducation
Preferred
Experience & Education
Years of experience: 1–3 years in AR/collections, credit/underwriting analysis, financial analysis, or fintech operations. Demonstrated analytical accuracy will be prioritized over tenure.
Education: Bachelor's degree in Finance, Accounting, Economics, Business Administration, or another quantitative field.
