Kin Principal, Pricing Intelligence at Kin leads AI-driven pricing initiatives to improve homeowners insurance pricing accuracy. The role involves building tools that convert rate filings into rating engines and expanding AI's impact across the business.
Responsibilities
We're looking for a Principal, Pricing Intelligence to lead how Kin uses AI to price homes more accurately in the toughest markets in the country. This role exists because our pricing challenges — climate volatility, regulatory complexity, and the pace at which the market moves — demand more than incremental improvement. They demand a new way of working, and building it deserves a dedicated owner.
Reporting to the Chief Insurance Officer and working closely with Kins Chief Analytics Officer and CEO, you'll take a portfolio of AI-driven pricing initiatives from concept to production, then expand AI's footprint into adjacent parts of the business. You'll shape how our pricing and risk management team makes decisions, how quickly we can act on market and portfolio signals, and how defensible our pricing is to regulators, reinsurers, and homeowners. The scope is unusually broad for a technical leadership role, and the impact is direct: better pricing means Kin can keep serving homeowners in places others have written off.
Your responsibilities
Own Kin's AI-enabled pricing strategy end to end — from identifying opportunities to building tools that turn rate filings, competitor filings, and internal rating logic into executable, auditable engines
Build AI-assisted pricing infrastructure, including transcription of rate filings, deterministic validation, quote tracing, book re-rating, and source-level provenance so every pricing decision is explainable and defensible
Embed AI into the pricing and risk management team's core workflows — rate reviews, segmentation, filings, and portfolio monitoring — replacing manual, time-intensive processes with faster, more accurate ones
Translate portfolio, market, and climate-risk signals into concrete pricing actions on rate adequacy, risk appetite, eligibility, targeted growth, and remediation
Scout, prototype, and scale AI applications beyond pricing, identifying where AI can multiply Kin's impact across underwriting, product, and operations
Drive executive decision-making by delivering clear, defensible analyses and recommendations to the Chief Insurance Officer, Chief Analytics Officer, and CEO
Lead cross-functional collaboration with actuarial, underwriting, product, and data engineering to move AI-driven pricing initiatives from concept to production
Success in this role
In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You'll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin's mission forward. Along the way, you'll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve.