SBA/Commercial Loan Officer

Napa, Californiafull timeOn Site

H1B: no

Redwoodcu The SBA/Commercial Loan Officer at Redwood Credit Union manages the SBA business lending program, originating and closing SBA loans while developing referral networks and ensuring credit quality. The role emphasizes member service and profitable business growth with compliance to government regulations.

Responsibilities

Small Business Administration Lending:
o Develop an ongoing referral network for potential SBA loans with commercial real estate brokers, business brokers, small businesses, professional associations, accountants and lawyers.
o Structure complex SBA loan packages and proposals.
o Initiate and enhance third party relationships with Certified Development Companies.
o Recommend loan-pricing strategies that will meet or exceed return on equity targets while providing solid growth in business loans.
o Monitor credit compliance and resolve documentation, collateral, and past due exceptions to ensure credit quality and data integrity.
o Ensure compliance with pertinent government rules and regulations.
o Develop and present SBA loan seminars and trainings.
o Act as a primary liaison with Members and business partners.
o Proactively ensure Member satisfaction throughout the credit management process, including credit servicing and problem resolution.
o Ensure timely follow-up of loan monitoring activity to facilitate sound credit portfolios.
o Cross-sell RCU products and services to enhance Member relationships.