Switchboard Vice President of Credit at Native American Bank leads the credit department, overseeing underwriting, loan structuring, and portfolio risk management. This role partners with the Chief Credit Officer on policy and regulatory compliance.
Responsibilities
Lead and develop the credit department, setting goals and building a collaborative, high-performing team.
Oversee commercial underwriting, loan structuring, and covenant setting to ensure sound, policy-compliant credit decisions.
Monitor portfolio performance and concentration risk, and help manage the problem loan portfolio.
Partner with the Chief Credit Officer on credit policy, loan loss allowance, and preparation for regulatory exams and audits.
Deliver regular credit risk reporting to senior management and the board, and lead process and systems improvement projects.
Location: Denver, CO (Hybrid)
Hours: Full-time
Reports to: Chief Credit Officer
Qualification
10+ years of credit experienceStrong command of banking regulationsBachelor’s degree in financeMaster’s degree preferred
Required
10+ years of credit experience, including time in a leadership role.
Deep expertise in commercial credit analysis, financial statement analysis, loan documentation, and credit administration.
Strong command of banking regulations, with hands-on experience supporting exams and audits.
Clear communicator who can turn credit data into actionable recommendations for executives and the board.
Bachelor’s degree in finance, accounting, or a related field; master’s preferred.