Mercury The Senior Financial Data Reconciliation Analyst leads design and implementation of reconciliation processes across banking partners and internal systems. They manage exceptions, reporting, and mentor other analysts.
Responsibilities
Own the design and implementation of end-to-end reconciliations for new and existing products and funds flows, setting standards that other analysts can build against
Develop and maintain data transformations, enrichment logic, and matching rules that support accurate and scalable reconciliation across internal and external systems
Monitor and investigate reconciliation exceptions, leading root-cause analysis and coordinating with Product, Engineering, Finance, and banking partners to resolve complex breaks and implement durable fixes
Build monitoring, alerting, and reporting that surface reconciliation risks, trends, and improvement opportunities across the team’s portfolio
Define reconciliation requirements and technical specifications for new products and funds flows, partnering with Product, Engineering, Data, and Finance early in the design process
Partner with Accounting to support month-end close and audit readiness by preparing timely reconciliation analyses, summaries, and supporting documentation
Shape and execute the reconciliation control roadmap, leading cross-functional initiatives and representing the Reconciliation team’s perspective as product coverage and operational complexity grow
Mentor other analysts through hands-on coaching, helping them strengthen their technical and investigative skills
6+ years of experience working with complex transactional and financial data in fintech or financial services, including areas such as reconciliation, settlement, payment operations, and accounting
Working knowledge of banking payment rails and card networks, such as ACH, wire transfers, RTP, FedNow, Visa, and Mastercard, with an understanding of transaction flows, clearing, settlement, returns, and exception handling
Advanced SQL skills and hands-on experience developing and maintaining data transformation pipelines (e.g., dbt or similar)
Strong analytical skills, with a background investigating and resolving complex financial data discrepancies
Familiarity with enterprise reconciliation or matching tools (e.g., Blackline) or similar platforms
Experience building monitoring or BI dashboards to communicate operational and financial metrics using tools such as Omni, Looker, or Tableau
A track record of leading cross-functional initiatives and driving alignment across technical and non-technical partners
Experience mentoring or developing other analysts, and a genuine interest in helping others grow
Experience supporting audits, regulatory reporting, or financial-control testing
Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.
